For information on funding sources for seniors or persons with disabilities, please contact any of the following agencies. Funding sources vary on a State by State basis.
- State of Florida Medicaid Waiver Programs
Home and Community Based Waiver
Family/Supported Living Waiver
Provides information on plan coverage such as Part A, Part B, and medical equipment.
State by State basis using hic pic code 1399
- Home and Community-Based Services (HCBS) Waivers
HCBS waivers can help State Medicaid recipients receive funding for expensive assistive technology items like home modifications. Waiver programs vary from state to state, but some have approved funding for other services that include home modifications.
- Government Benefits
This U.S. government site provides a custom list of federal and state benefit programs.
- Administration on Developmental Disabilities
This agency covers children with physical disabilities, who may need home modification and funding that may be available, including those who do not have cognitive disabilities.
- Veterans Administration
VA administers a variety of benefits and services that provide financial and other forms of assistance to Veterans, their dependents, and survivors.
www.va.gov or www.floridavets.org
- Vocational Rehabilitation
Vocational Rehabilitation is a state and federal program to assist persons with physical or mental disabilities in preparing for, seeking or retaining employment.
- Worker's Compensation Insurance
Each state requires employers to carry worker's compensation insurance for on the job injuries. Depending on the severity of the injury and specific needs, benefits may include home modifications, durable medical equipment, and assistive technology devices.
Trusts are established for individuals having special needs due to a medical condition-complication, injury or disability. 1) Special Need Trusts – a bank's trust department manages for clients and/or family; 2) Special Need Trusts-Trust Related Funds – trusts that have funds for medical equipment and/or assistive technology and qualify for these funds; 3) Personal Need Trusts - individual trusts managed by client and/or family. In most trust cases, attorneys or other professionals manage the trust for the client and/or family.
- Private Pay
Self Pay – Pay out of pocket for equipment and assistive technology. Financing may be available with dealers or banks to purchase equipment for medical needs, or rent equipment.
Private Insurance Companies – policies may cover Durable Medical Equipment (DME) and Assistive Technology (AT) Products.
- Long Term Care Insurance Policies
Some policies have benefits and have capped dollar amounts to cover Durable Medical Equipment (DME), Assistive Technology (AT) Products, and Home Modifications.
- Rehabilitation Engineering and Assistive Technology Society of North America (RESNA)
A professional organization that provides resources and funding for persons with disabilities through the use of assistive technology solutions.
- Internal Revenue Service (IRS) - Tax Benefits on Medical Reimbursement
The IRS may provide tax benefits through medical expense deductions. Medical equipment, assistive technology and home modifications are covered expenses. However, you must discuss and review your personal circumstances and cap limitations with a Certified Public Accountant.
- Additional Funding Resources
- Guardianship Programs (state by state basis)
- Children's Medical Services (state by state basis)
- Senior's Source Related Funding (state by state basis)
- State or Local Funding
- Community Grants and Funding
- Centers for Independent Living (CIL) – This is an excellent resource on community programs and services, and may provide additional information on funding resources.
www.ncil.org or www.soflacil.org
- Aging & Disability Resource Centers – Provides referrals to local funding agencies.
- Disability Information - Type “home modifications” into the search engine to obtain sources on up-to-date information related to disability.
- Eldercare Locator – Locate local area agencies on aging, and obtain information on possible funding sources.
- Independent Living Research Utilization Directory of Centers -
- Patient Advocate Foundation - The site links users to the "National Financial Resources Guidebook for Patients," a state-by-state directory of local financial resources.
- Assistive Technology Information – This site provides an array of funding options relating to assistive technology needs.
- ABLE DATA – A consumer's guide to funding assistive technology.
- Potential Funding Resources in Your Community
- State and Local Disability Community Agencies – These agencies provide information on any available funding resources.
- Housing and Community Development Groups – These groups may have funding resources for home related assistive technology and modifications for persons with disabilities or seniors.
- Federal, State, Local Community Based Assistance Programs - There are two types of programs: 1) Funding Programs provide money for home modifications and offer assistance with the assessment, planning and actual construction and purchase costs. 2) Service Programs may provide information on funding, resources, counseling and guidance.